14.1 |
Terms of service for corporate bank card accounts (card accounts of legal entities) |
14.1.1 |
Card account opening and card issue |
No charge |
14.1.2 |
Settlements on bank card transactions for a year for each card issued to the following accounts: |
|
• MIR Business |
RUB 1,500 |
14.1.3 |
Minimum initial deposit on card account for each card issued to the following accounts: |
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• MIR Business |
RUB 15,000 |
14.1.4 |
Non-cash payment for goods and services using cards |
No charge |
14.1.5 |
Conversion in case the transaction is made in a currency other than the card account currency |
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14.1.6 |
Cash withdrawal: |
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• in the Bank’s cash withdrawal offices and ATMs |
1% of transaction amount |
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• in cash withdrawal offices and ATMs of other banks using Visa cards |
2% of transaction amount, RUB 150 minimum |
14.1.7 |
Interest accrued on account balance |
none |
14.1.8 |
Penalty interest charged on overspent amount on the card account (unauthorized overdraft) |
36% per annum |
14.1.9 |
Resuming settlements on card transactions suspended due to card damage/loss or loss of PIN |
|
|
• Resuming settlements on card transactions suspended due to card damage/loss or loss of PIN |
RUB 1,000 or equivalent value in account currency at the rate of the Central Bank of Russia |
|
• MIR Business |
RUB 1,500 |
14.1.10 |
Urgent start/resume of settlements on card transactions |
RUB 3,000 |
14.1.11 |
Additional services (card blocking; adding a card to a stop list; payment protest and refund; request of a copy/original of a payment document, etc.) |
|
14.1.12 |
Provision of information about card transactions and cash balance available for card transactions: |
14.1.12.1 |
To card holder’s mobile telephone number |
RUB 60 |
14.1.12.2 |
To card holder’s email address |
No charge |
14.1.12.3 |
Receiving account statement in the Bank |
No charge |
14.1.12.4 |
Provision of information about cash balance available for card transactions in case this information is requested in ATMs of other banks |
RUB 30 |
14.1.12.5 |
Provision of a mini statement in ATMs of other banks |
RUB 30 |
14.1.13 |
Resuming settlements on card transactions due to change in card holder’s personal data (FIRST NAME, LAST NAME) and resuming settlements if card data are suspected to be compromised |
No charge |
14.1.14 |
Daily limits for cash collection through the ATMs and cash offices (from 00.00 to 23.59, Moscow time) |
100 000 RUB |
14.2 |
Terms of service for payroll program accounts as a part of a full service package for legal entities |
14.2.1 |
Settlements in rubles following instruction of legal entities as a part of payroll program |
|
14.2.1.1 |
Transfers from legal entity’s settlement account as a part of payroll program |
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- in case the fees for cash withdrawal from Bank cards are established as indicated in paragraphs 1, 2, 3 of clause 14.2.2.2 |
0.3% of the amount transferred to card account |
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- in case the fees for cash withdrawal from Bank cards are established as indicated in paragraph 4 of clause 14.2.2.2. |
1% of the amount transferred to card account |
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- at the setting of tariffs for cash withdrawal from the Bank issued cards in the amounts specified in the paragraph 5 of the numeral 14.2.2.2 |
0,65% of the amount of transfer to the card account |
14.2.1.2 |
Annual maintenance fee of a legal entity’s settlement account as a part of payroll program for each card account opened for an employee of the legal entity, depending on the card type: |
|
|
- MIR Classic/MIR Social |
No charge |
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- MIR Privilege |
RUB 1,500 |
14.2.2 |
Maintenance fee for an employee’s card account as a part of payroll program |
No charge |
14.2.2.1 |
Transaction settlements with principal bank card during the year |
No charge |
14.2.2.2 |
Cash withdrawal: |
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- in the Bank’s cash withdrawal offices and ATMs |
No charge |
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- via cash points and ATMs of other Visa/ Mir member banks (outside of Russia) |
1.3% of transaction amount, RUB 150 minimum |
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- via cash points and ATMs of other MIR member banks (in Russia) |
0,65% of the operation amount |
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- through the MIR member bank ATM’s and cash offices situated outside of or in Russia, on the assumption that the transfer from the legal person’s account to the card account is performed in accordance with tariff specified in the paragraph 2 pf the numeral 14.2.1.1 |
No charge |
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- through the MIR member bank ATM’s and cash offices situated in Russia, on the assumption that the transfer from the legal person’s account to the card account is performed in accordance with tariff specified in the paragraph 3 pf the numeral 14.2.1.1 |
No charge |
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- through the national payment system member associated with Mir ATM’s and cash offices, on the assumption that the transfer from the legal person’s account to the card account is performed in accordance with tariff specified in the paragraph 3 pf the numeral 14.2.1.1 |
No charge |
14.2.2.3 |
Resuming settlements on card transactions suspended due to card damage/loss or loss of PIN: |
|
- MIR Social |
No charge |
|
- MIR Classic |
RUB 200 |
|
- MIR Privilege |
RUB 1,500 |
14.2.2.4 |
Resuming settlements on card transactions due to change in card holder’s personal data (FIRST NAME, LAST NAME) and resuming settlements if card data are suspected to be compromised. |
No charge |
14.2.3 |
Penalty interest charged on overspent amount on the card account (unauthorized overdraft) |
36% per annum |
14.2.4 |
Conversion in case the transaction is made in a currency other than the card account currency |
|
14.2.5 |
Additional services (card blocking; adding a card to a stop list; payment protest and refund; request of a copy/original of a payment document, etc.) |
|
14.2.6 |
Provision of information about card transactions and cash balance available for card transactions: |
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• To card holder’s mobile telephone number: |
|
• MIR Social/MIR Classic |
RUB 60 |
|
• MIR Privilege |
No charge |
|
• Receiving account statement in the Bank |
No charge |
14.2.7 |
Provision of information about cash balance available for card transactions in case this information is requested in ATMs of other banks |
RUB 30 |
14.2.7.1 |
Provision of a mini statement in ATMs of other banks |
RUB 30 |
14.2.8 |
Annual account maintenance fee if no transactions using bank card were made during one year |
Account’s cash balance, RUB 700 maximum |
14.2.9 |
Lending terms for employees (settlement card with an authorized overdraft) |
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