13 TRANSACTIONS WITH INTERNATIONAL BANK CARDS

№	Operation	Charge	Note
13.1	Terms of settlement services for participants of the international payment systems Visa and MasterCard facilitated under the sponsorship of Evrofinance Mosnarbank (UCS Tariff)
13.1.1	Settlements on Participant accounts due to its membership in Visa/MasterCard, including Visa/MasterCard commission fees and/or serving cards issued by the Participant. The quantity of cards in service is determined at the beginning of each service year:⁶		Participant / Evrofinance Mosnarbank
	• 500 cards or less	150,000 RUB
	• from 501 to 1000 cards	300,000 RUB
	• at least 1001 cards	450,000 RUB
13.1.2	Cash withdrawal operations effected via the Participant ATMs with use of Visa and MasterCard cards issued by third-party banks⁷	0,17 % of the operation amount (at the Bank of Russia’s rate established for this operation day)	Participant/Evrofinance Mosnarbank
13.1.3	Cash withdrawal operations effected via the Participant cash points with use of Visa/MasterCard cards issued third-party banks⁸	0,25 % of the operation amount (at the Bank of Russia’s rate established for this operation day)	Participant / Evrofinance Mosnarbank
13.1.4	Payment of goods and services with use of the Participant Visa/MasterCard cards in the third-party bank ATMs⁹	0,2 % of the operation amount (at the Bank of Russia’s rate established for this operation day)	Participant / Evrofinance Mosnarbank
13.2	Terms of settlement services for the participants of the international payment system Visa/MasterCard/China UnionPay facilitated under the sponsorship of Evrofinance Mosnarbank (UCC-NC Tariff)
13.2.1	Terms of settlement of the Participant correspondent accounts due to its membership and activities in Visa/MasterCard/ China UnionPay, including commission fees and/or serving cards issued by the Participant of Visa/MasterCard/China UnionPay (NCC-UC Tariff):¹⁰
	• First year	50 000 RUB	for each payment system, charged annually
	• Second and further years	250 000 RUB	for each payment system, charged annually
13.2.2	Cash withdrawal operations effected via the Participant ATMs with use of Visa/MasterCard cards issued by third-party banks¹¹	0,17 % of the operation amount (at the Bank of Russia’s rate established for this operation day)	Participant/Evrofinance Mosnarbank
13.2.3	Cash withdrawal operations effected via the Participant ATMs with use of China UnionPay cards issued by third-party banks¹²	10 RUB for each operation	Participant / Evrofinance Mosnarbank
13.2.4	Payments of goods and services with use of the Participant Visa/MasterCard via third-party bank ATMs¹³	0,2 % of the operation amount (at the Bank of Russia’s rate established for this operation day)	Participant/Evrofinance Mosnarbank
13.2.5	Cash withdrawal operations effected via the Participant cash points with use of Visa/MasterCard cards issued by third-party banks¹⁴	0,25 % of the operation amount (at the Bank of Russia’s rate established for this operation day)	Participant/ Evrofinance Mosnarbank
13.2.6	Personalization of cards issued by the Participant (on the Participant’s plastic blank)	30 RUB for each personalized card
13.2.7	Sending of the Participant personalized cards via DHL post service or other analogue post services	Post service rate + 2%	+ VAT (effective rate)
13.2.8	Terms of settlement services for the banks participating in the Russian Payment System "MIR" under the sponsorship of JSC JSCB “EVROFINANCE MOSNARBANK” (Rate Plan "MIR")
13.2.9	Effecting settlements under correspondent accounts of the participating bank associated with the entry of the participating bank in the Payment System "MIR" and the activities of the participating bank in the Payment System "MIR", including the settlements for fees of the Payment System "MIR" and/or servicing of cards issued by the bank participating in the Payment System "MIR". For the purposes of settlements, the number of cards shall be calculated at the beginning of each year:¹⁵
	• First year	50 000 RUB	charged annually
	• Second year and beyond	250 000 RUB	charged annually
13.2.10	Effecting settlements under transactions on withdrawal of cash from the Participant’s ATMs with the use of the cards of the Payment System "MIR" issued by third-party banks¹⁶	0.05% of the transaction amount (at the CBR rate as of the day of settlements)	Participant/JSC JSCB “EVROFINANCE MOSNARBANK”
13.2.11	Effecting settlements under transactions on payment for goods and services with the use of the cards of the Payment System "MIR" Participant in the devices of third-party banks¹⁷	0.1% of the transaction amount (at the CBR rate as of the day of settlements)	Participant/JSC JSCB “EVROFINANCE MOSNARBANK”
13.2.12	Effecting settlements under transactions on disbursement of cash at the Participant’s cash dispensing offices with the use of the cards of the Payment System "MIR" issued by third-party banks¹⁸	0.1% of the transaction amount (at the CBR rate as of the day of settlements)	Participant/JSC JSCB “EVROFINANCE MOSNARBANK”

⁶ Payment is made annually during the whole validity term hereof on or before the date mentioned herein
⁷ Third-party banks are the participants of the international payment systems Visa/MasterCard and having no contractual arrangements with Evrofinance Mosnarbank and/or not served by United Card Service
⁸ Third-party banks are the participants of the international payment systems Visa/MasterCard and having no contractual arrangements with Evrofinance Mosnarbank and/or not served by United Card Service
⁹ Third-party banks are the participants of the international payment systems Visa/MasterCard and having no contractual arrangements with Evrofinance Mosnarbank and/or not served by United Card Service
¹⁰ Payment is made annually during the whole validity term hereof on or before the date mentioned herein
¹¹ Third-party banks are the participants of the international payment systems Visa/MasterCard and having no contractual arrangements with Evrofinance Mosnarbank and/or not served by National Credit Cards/Union Card Processing Company
¹² Third-party banks are the participants of the international payment systems Visa/MasterCard and having no contractual arrangements with Evrofinance Mosnarbank and/or not served by National Credit Cards/Union Card Processing Company
¹³ Third-party banks are the participants of the international payment systems Visa/MasterCard and having no contractual arrangements with Evrofinance Mosnarbank and/or not served by National Credit Cards/Union Card Processing Company
¹⁴ Third-party banks are the participants of the international payment systems Visa/MasterCard and having no contractual arrangements with Evrofinance Mosnarbank and/or not served by National Credit Cards/Union Card Processing Company
¹⁵ Third-party banks are participants of the Payment System "MIR" without any contractual relations with JSC JSCB “EVROFINANCE MOSNARBANK”, not served by the authorized processing company under transactions with the cards of the Payment System "MIR" payment shall be made each year throughout the term of the contract no later than the date specified in the contract
¹⁶ Participant is the bank participating in the Payment System "MIR" and having contractual relations with JSC JSCB “EVROFINANCE MOSNARBANK”, and/or served by the authorized processing company under transactions with the cards of the Payment System "MIR" Third-party banks are participants of the Payment System "MIR" without any contractual relations with JSC JSCB “EVROFINANCE MOSNARBANK”, not served by the authorized processing company under transactions with the cards of the Payment System "MIR"
¹⁷ Third-party banks are participants of the Payment System "MIR" without any contractual relations with JSC JSCB “EVROFINANCE MOSNARBANK”, not served by the authorized processing company under transactions with the cards of the Payment System "MIR"
¹⁸ Third-party banks are participants of the Payment System "MIR" without any contractual relations with JSC JSCB “EVROFINANCE MOSNARBANK”, not served by the authorized processing company under transactions with the cards of the Payment System "MIR"

NEWS

13 OPERATIONS WITH INTERNATIONAL BANKING CARDS

13 TRANSACTIONS WITH INTERNATIONAL BANK CARDS

CONTACTS