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Settlement service for users of MIR card accounts |
4.1 |
Card account opening and card issue |
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4.2 |
Card account minimum balance |
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4.3 |
Card account minimum initial deposit (to be made upon receiving a card) |
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• MIR Social/MIR Deposit |
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• MIR Classic |
RUB 300 |
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• MIR Privilege |
RUB 2,500 |
4.4 |
Settlements on card transactions |
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• MIR Social/MIR Deposit |
|
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• MIR Classic |
RUB 300 |
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• MIR Privilege |
RUB 2,500 |
4.5 |
Non-cash payments for goods and services by card |
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4.6 |
Conversion in case the transaction is made in a currency other than the card account currency |
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4.7 |
Cash delivery on MIR bank cards: |
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• MIR Social/MIR Deposit through the Bank ATM’s or cash offices |
|
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• MIR Classic through the Bank ATM’s or cash offices |
0,3 % of the operation’s amount |
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• MIR Privilege: in the Bank’s cash withdrawal offices and ATMs |
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• via cash points and ATMs of other Mir member banks (outside of Russia) |
1.3%
RUB 150 minimum |
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• via cash points and ATMs of other Mir member banks (in Russia) |
0,65 % of the operation amount |
4.8 |
Daily limits for cash collection through the ATMs and cash offices (from 00.00 to 23.59, Moscow time) |
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• MIR Social/MIR Classic/ MIR Deposit |
RUB 50 000 |
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• MIR Privilege |
RUB 150 000 |
4.9 |
Penalty interest charged on overspent amount on the card account (unauthorized overdraft) |
36% per annum |
4.10 |
Resuming settlements on card transactions suspended due to card damage/loss or loss of PIN: |
|
|
• MIR Social/Classic/MIR Deposit |
RUB 300 |
|
• MIR Privilege |
RUB 2,500 |
4.11 |
Resuming of transactions on a card suspended due to change of the personal details of the holder (FIRST NAME, LAST NAME) on the card; resuming of transactions suspended due to a suspicion of the card`s details having been compromised. |
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4.12 |
Urgent start/resume of settlements on card transactions (to be charged additionally) |
RUB 1,500 |
4.13 |
Additional services (card blocking; adding a card to a stop list; payment protest and refund; request of a copy/original of a payment document, etc.) |
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4.14 |
Provision of information about card transactions and cash balance available for card transactions: |
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To card holder’s mobile telephone number: |
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• MIR Social/Classic/ MIR Deposit |
RUB 60 |
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• MIR Privilege |
|
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Receiving account statement in the Bank |
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4.15 |
Provision of information about cash balance available for card transactions in case this information is requested in ATMs of other banks |
RUB 30 |
4.16 |
Provision of a mini statement in ATMs of other banks |
RUB 30 |
4.17 |
Annual account maintenance fee if no transactions using bank card were made during one year |
Account cash balance, maximum RUB 700 |
4.18 |
Limitations for Bank card transfers with use of other banks’ remote payment systems: |
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• maximum amount of funds transfered by the Customer per day (24 hours) with use of the Card is 150 000 (one hundred fifty thousand) Rub., including commission fee. |
Commission fee charged by service provider/other bank |
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• maximum amount of all the Customer’s transfers through one Card per month is 600 000 (six hundred thousand) Rub. |
Commission fee charged by service provider/other bank |
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FOR REFERENCE |
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Conversion operations with international bank cards issued by Evrofinance Mosnarbank |
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• Calculation of debited or credited amounts in the course of effecting conversion operations with international cards MIR issued by the Bank 1 |
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- Card account currency RUR |
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Debiting |
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Operation currency RUR |
R |
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Other |
(K*B) |
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Crediting |
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Operation currency RUR |
R |
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Other |
(K*A) |